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From monthly archives: January 2020

We are pleased to present below all posts archived in 'January 2020'. If you still can't find what you are looking for, try using the search box.

2019 Annual Market Review

This report features world capital market performance for the last year. Overview: Market Summary World Asset Classes US Stocks International Developed Stocks Emerging Markets Stocks Select Country Performance Select Currency Performance vs. US Dollar Real Estate Investment Trusts (REITs) Commodities Fixed Income Global Fixed Income Impact of Diversification Market Summary Index Returns Past performance is not a guarantee of future results. Indices are not available for direct investment. Index performance does not reflect the expenses associated with the management of an actual portfolio. Market segment (index representation) as follows: US Stock Market (Russell 3000 Index), International Developed Stocks (MSCI World ex USA Index [net div.]), Emerging Markets (MSCI Emerging Markets Index [net div.]), Global Real Estate (S&P Global REIT Index [net div.]), US Bond Market (Bloomberg Barclays US Aggregate Bond Index), and Global Bond Market ex US (Bloomberg Barcl ...

Don’t Dilute Leadership Because of Family Name

All organizations, regardless of their ownership structure, need to have a strong leadership hierarchy in order to withstand the test of time. Two reasons commonly cited for family-owned business failure are poor succession planning and lack of next-generation leadership development. Since only 30% of family-owned businesses report surviving into the second generation, family business owners should certainly recognize the importance of solid leadership development and succession as well as formal hiring and promotion processes to attract and retain the highest quality talent. Family-owned businesses are unique in that their leadership team(s) are often part of the immediate or extended family; in other words, there’s a high probability that they all share the same last name. Determining the right family member to take the reins can often easily be identified, but there are instances when a son, daughter, or other family member just isn’t interested in working for the family business or the ...

Understanding Your Credit Report

Your credit report contains information about your past and present credit transactions. It's used primarily by potential lenders to evaluate your creditworthiness. So if you're about to apply for credit, especially for something significant like a mortgage, you'll want to get and review a copy of your credit report. You can see what they see: getting a copy of your credit report Every consumer is entitled to a free credit report every 12 months from each of the three credit bureaus: Experian, TransUnion, and Equifax . Besides the annual report, you are also entitled to a free report under the following circumstances: A company has taken adverse action against you, such as denying you credit, insurance, or employment (you must request a copy within 60 days of the adverse action) You're unemployed and plan to look for a job within the next 60 days You're on welfare Your report is inaccurate because of fraud, including identity theft Visit www.annualcreditrepo ...

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