Overdraft Privilege

Overdraft Privilege

Female calling bank for Overdraft Protection

Overdraft Privilege

As a business owner, managing the unexpected is just a part of the job. Cash flow fluctuates. Mistakes happen. We get it. With First Bank's Overdraft Privilege, you'll have the peace of mind knowing you're covered if an overdraft occurs.

Other Options to Protect Your Accounts

Account Alerts 
It's easy to manage your accounts in Business eBanking by setting up Alerts. You will be notified when your account balance reaches a predetermined dollar amount. Go to the Administration tab and click on Manage Alerts. 

Linking to a Business Line of Credit or Business Savings Account 
By linking your business checking account to a business line of credit or business savings, funds are automatically transferred and you avoid overdraft fees.

To Opt-Out of Overdraft Privilege

Contact your local branch or call 800-760-BANK . As a reminder, if you choose to opt-out, and your account is not enrolled in the Overdraft Privilege for businesses, debit card and ATM transactions will be declined if there isn't enough money in your checking account.