We’ve built a better way to borrow!
Homeowners, the equity in your house can help pay for just about any major purchase you can dream of—like a home remodel, new landscaping, or even a pool.
Your line of credit is reusable, meaning you can access it again and again as you make payments during the draw period. With a line of credit, you’ll have funds available to you whenever you need them – and for whatever you choose.
Home Equity Line of Credit 4.08% APR for the first twelve months.* As low as 5.875% APR after.*
- No closing costs on lines up to $1,000,000
- 80% Loan to Value – combined mortgages plus Home Equity Line of Credit not to exceed 80% of home value
- 10 year draw period with monthly interest-only payments
- After the draw period, the outstanding balance will be paid off in monthly principal and interest payments, over a 15 year period
Rates are subject to auto debit from a First Bank account. If not auto-debiting, the rate is 0.75% higher.