Millions of Americans currently use mobile pay or cash apps for sending money from person to person; of course, that number is only expected to rise this year and beyond. Cash apps, such as Venmo and Apple Cash, are an ideal method to send money to your college student, split lunch with a friend, or pitch in for the office luncheon; however, have you considered their security features, if cash apps are safe to use, and ways to protect yourself? According to the Federal Trade Commission (FTC), there are some measures users of these services can take to help further ensure they’re using these cash apps safely. • As with all online banking and financial transactions you’re making on a digital device, always ensure your devices are regularly updated and that the security and permission settings within the app are reviewed. Configure any additional security options the app may offer, such as two-factor authentication, fingerprint identification, or establishing a PIN. • If you do n ...