Personal Credit Cards

Personal Credit Cards

Find the PERFECT CARD for the way you use credit.

Apply for your perfect card today.

The benefits and features our credit cards offer meet a wide variety of financial needs. Be sure to look at what each card offers to decide which one is perfect for you. Each credit card also includes valuable Mastercard benefits designed to help make your everyday life a little easier.


  • Simply Earn Unlimited Rewards on Purchases with the Maximum Rewards® Mastercard®

    • SIMPLY EARN REWARDS FASTER with UNLIMITED 1.5% BACK on purchases, everywhere you shop1
    • Redeem for cash back, gift cards, travel or merchandise.1
    • Plus, you have 5 years from when rewards are awarded to use them before they expire.1
    • Receive a low introductory APR on purchases and balance transfers.
  • Get a Great Rate with the Platinum Edition® Mastercard®

    • Receive a low introductory APR on balance transfers.
    • $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened.2
  • Establish or Improve Your Credit with the Secured Mastercard®

    • REQUEST YOUR OWN CREDIT LIMIT by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
    • ENJOY THE REWARDS OF ESTABLISHED OR IMPROVED CREDIT. You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history with us, subject to credit approval.
    • Plus, qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
All cards offer you:
  • Free access to your FICO® Credit Score, anytime, anywhere
  • Online and mobile account access
  • Fraud protection - we monitor your account and alert you of any suspicious activity
Online account access provides the quickest and easiest way to:
  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View statements
…and much more


Simply access your account by clicking on the link below.


Important Information

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
2 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated.  Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.