Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1 See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details. Your % back rewards are earned as points.
2 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.
3 Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.