Commercial Credit Cards
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Commercial Credit Cards

Commercial Credit Cards are the perfect solution for companies seeking ways to optimize their Accounts Payable processes. Control expenses and improve cash flow with our innovative suite of products designed for your unique business needs.

VOX® Business Card

VOX® is a powerful and flexible one-card solution for Travel & Entertainment and Purchasing. VOX is the innovative financial tool that evolves with your business. It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs—all with a single card you can use for both Travel and Entertainment and Purchasing functions.

Key Benefits

  • A credit line between $50,000 - $250,000
  • Pay in full or revolve at a low rate to maximize cash flow
  • Select your interest rate based on the minimum payment you choose
  • Save time and money with a single card system and complete, customizable reporting
  • Pay in full or revolve at a low rate to maximize cash flow.
  • VOX® features our Maximum Rewards® for Business rewards
    program which allows you to earn 1 point for every $1 you
    spend on qualifying transactions.1
  • There is no limit to how many points you can earn. And,
    you have 3 years from when reward points were awarded
    to redeem them before they expire.
  • Use points for travel, merchandise or cash rewards in the
    form of a statement credit.
  • Enjoy a lower interest rate2 when selecting a higher
    minimum payment.

First Bank Commercial Edition® Visa® MasterCard®

The Commercial Edition® Visa® Mastercard® facilitates your travel, entertainment and purchasing spending while maintaining policy controls. Maximize cash flow and gain better insight into your spending with advanced reporting tools. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits.

See your banker for more information.

Features

  • Streamline T&E expense management and simplify employee reimbursement
  • Online account access helps company track usage
  • Company can set adjustable merchant and spending restrictions by card
  • Qualify for cash rebates based on annual spend*

First Bank Purchasing Edition® Visa® MasterCard®

The Purchasing Edition® Visa® Mastercard® allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending with advanced reporting tools.

See your banker for more information.

Features

  • Expedite vendor payments
  • Better manage costs with spending controls: Track spending by user, supplier, region and more
  • Easily manage company purchases with innovative options like Central Billing Accounts, Declining Balance Cards, One Time Usage Cards and Virtual/Ghost Accounts
  • Access to online reporting

First Bank Business Edition® MasterCard®

  • Competitive rates
  • No Annual Fee1
  • Helps manage and track expenses, keeping them separate from personal purchases
  • Ideal for business travel, office supplies and day-to-day expenses
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more2

To Learn more or apply, visit your First Bank branch

First Bank Business Edition® MasterCard® with Absolute RewardsSM

The Business Edition® MasterCard® with Absolute RewardsSM allows you to earn points with every dollar in qualifying purchases† 

  • Redeem points for travel, gift cards, merchandise, even cash back in the form of a credit to your account
  • With Absolute RewardsSM every dollar spent is a reward for you!
  • 5 POINTS PER $1 SPENT on qualifying business expenses (up to $25,000 during each 12 billing cycle period)
  • 2 POINTS PER $1 SPENT on qualifying gas and dining transactions (up to $25,000 during each 12 billing cycle period)
  • 1 POINT PER $1 SPENT on other purchases
  • Competitive rates
  • No annual fee1
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more2

To Learn more or apply, visit your First Bank branch

Get Started / Questions?

To learn more about Credit Cards contact the First Bank Treasury Management Officer in your area.  

Missouri/Illinois
Tony DeVasto
314-854-5480
Contact Tony  

Southern California
Jan Palmquist
949-951-7689
Contact Jan  

Northern California
Linda Roseman 
925-287-2344
Contact Linda 

Other States
Contact Other State Support  

Existing Account Support
866-326-7113
Contact Account Support

 

 

 

Terms and Conditions

* Minimum spend levels apply

We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Payments may be allocated to the lower APRs first.  All changes in terms will be subject to the requirements of applicable law.

† See the Rewards Terms and Conditions in the Summary of Credit Terms for details. For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

¹ For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.  
2  Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company’s Business Credit Card online.  
†  See the Rewards Terms and Conditions in the Summary of Credit Terms for details.  

The First Bankcard® VOX® MasterCard® Credit Cards are Powered by Paymentflex Technologies, LLC. First Bankcard, a division of First National Bank of Omaha, is an authorized user of Paymentflex US Patents #5,933,817 and #6,836,764, and of the Paymentflex® registered trademark pursuant to license from Paymentflex Technologies, LLC. First Bankcard®, a division of First National Bank of Omaha, is the card issuer/creditor of the credit card program described in this offer. VOX® is the innovative financial tool that evolves with your business.  It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs—all with a single card you can use for both Travel and Entertainment and Purchasing functions.

©2017 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.> <Mastercard® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated®. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.