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Commercial Credit Cards are the perfect solution for companies seeking ways to optimize their Accounts Payable processes.  Control expenses and improve cash flow with our innovative suite of products designed for your unique business needs.

VOX® Business Card

VOX® is the innovative financial tool that evolves with your business.  It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs—all with a single card you can use for both Travel and Entertainment and Purchasing functions.


  • A credit line between $50,000 - $250,000
  • Pay in full or revolve at a low rate to maximize cash flow
  • Select your interest rate based on the minimum payment you choose
  • Save time and money with a single card system and complete, customizable reporting
  • Exceptional rewards
    • Earn 1 Maximum Rewards® for Business point for every $1 you spend on qualifying transactions with no limits
    • There is no limit to how many points you can earn
    • Use points for travel, merchandise or cash (in the form of statement credit) rewards
  • All this—with no annual fee1, EVER

First Bank Commercial Edition® MasterCard®

The Commercial Edition MasterCard is ideal for large companies with over $25 million in annual revenues and offers a comprehensive Travel and Entertainment card solution in addition to a robust online reporting tool, Commercial Card Online Reporting (CCOR).


  • Streamline T&E expense management and simplify employee reimbursement
  • Online account access helps company track usage
  • Company can set adjustable merchant and spending restrictions by card
  • Qualify for cash rebates based on annual spend*

First Bank Purchasing Edition® MasterCard®

The Purchasing Edition MasterCard is ideal for large companies with over $25 million in annual revenues looking for a procure-to-pay system which streamlines expense management, improves cash flow and enhances financial control.


  • Expedite vendor payments
  • Better manage costs with spending controls: Track spending by user, supplier, region and more
  • Easily manage company purchases with innovative options like Central Billing Accounts, Declining Balance Cards, One Time Usage Cards and Virtual/Ghost Accounts
  • Access to online reporting

To find out more about Commercial Credit Cards, contact your First Bank Relationship Manager, Treasury Management Officer, or visit your nearest branch location

*Minimum spend levels apply.

We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Payments may be allocated to the lower APRs first.  All changes in terms will be subject to the requirements of applicable law.

† See the Rewards Terms and Conditions in the Summary of Credit Terms for details.For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

The First Bankcard® VOX® MasterCard® Credit Cards are Powered by Paymentflex Technologies, LLC. First Bankcard, a division of First National Bank of Omaha, is an authorized user of Paymentflex US Patents #5,933,817 and #6,836,764, and of the Paymentflex® registered trademark pursuant to license from Paymentflex Technologies, LLC. First Bankcard®, a division of First National Bank of Omaha, is the card issuer/creditor of the credit card program described in this offer.


©2014 First Bankcard®.  All Rights Reserved.  Cards are issued by First Bankcard®, a division of First National Bank of Omaha.  MasterCard is a registered trademark of MasterCard International Incorporated.




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